Best Instant Personal Loan Apps in Vietnam That Gives Instant Cash Loan – July 2020

When you need cash in a hurry or for an emergency, traditional bank loans are not the best way out. Quick personal cash loans via loan apps is often the best, and the most convenient option to borrow money in these situations.

So, what is an online loan and a loan app?


An online loan is the quickest and easiest way to borrow money. Many banks, lenders, and lending platforms operate online to offer convenience and ease to their customers.

Most online loans can be obtained via a loan app that you can download on your smartphone.

How to borrow money online or via a loan app?


To borrow money online, you need to visit the lender's website or download the loan app. You will need to register to create your account, and complete and submit your digital loan application. The approval status will be notified to you almost immediately.

Let's take a look at the best instant personal loan apps in Vietnam.


List of the best instant personal loan apps in Vietnam:

App/Bank Name Interest Rates
(PM)
Loan Amount (Min. and Max) Loan Tenure App Download link
MoneyTap Vietnam

MoneyTap Vietnam

22% - 35% 1 triệu - 50 triệu đồng 03 - 36 tháng Bấm vào đây
Tamo

Tamo

12% - 20% 250,000VND - 15,000,000VND 90 - 120 ngày Bấm vào đây
Senmo

Senmo

0% cho khoản vay đầu tiên 500,000VND - 10 triệu đồng 10 - 30 ngày Bấm vào đây
MoneyCat

MoneyCat

0% cho khoản vay đầu tiên 1 triệu - 10 triệu đồng 10 - 30 ngày Bấm vào đây
OneClickMoney

OneClickMoney

0% cho khoản vay đầu tiên 1 triệu - 10 triệu đồng 10 - 30 ngày Bấm vào đây
Vamo

Vamo

10% - 46% 500,000 VND - 10 triệu đồng 07- 30 ngày Bấm vào đây
Tima

Tima

15% - 18% 5 triệu - 50 triệu đồng 61 - 365 ngày Bấm vào đây
Home Credit

Home Credit

từ 22% Tối đa 40 triệu 06 - 36 tháng Bấm vào đây
Mcredit

Mcredit

12% - 22% 10 triệu - 70 triệu 06 - 36 tháng Bấm vào đây
Interloan

Interloan

15% - 19% 1 triệu - 70 triệu 01 - 12 tháng Bấm vào đây
TP Bank

TP Bank

từ 18% 20 triệu - 170 triệu 06 - 36 tháng Bấm vào đây
Doctor Dong

Doctor Dong

12% - 24% 500,000 VND - 10 triệu đồng 10 - 30 ngày Bấm vào đây
FE Credit

FE Credit

35% - 69% 5 triệu - 50 triệu đồng 06 - 36 tháng Bấm vào đây
VaytienAZ

VaytienAZ

28% - 60% 1 triệu - 10 triệu đồng 90 - 365 ngày Bấm vào đây
MSB

MSB

từ 15% 10 triệu - 500 triệu đồng tối đa 60 tháng Bấm vào đây
JACCS

JACCS

8% - 22% 10 triệu - 50 triệu 06 - 36 tháng Bấm vào đây
VietCredit

VietCredit

36% - 55% 10 triệu - 100 triệu 06 - 36 tháng Bấm vào đây
  • 1. MoneyTap

    MoneyTap is Asia's first app-based credit line that is offered to you in partnership with FE Credit. MoneyTap offers a line of credit online of up to VND 50 Million.

    With MoneyTap, you can borrow personal loans from your credit line as little as VND 1,000,000 and as high as your approved credit limit.

    MoneyTap has an excellent feature of no-usage-no-interest. This means if MoneyTap approves an online loan of VND 10 Million and you borrow only you VND 5 Million, the interest is charged only on the amount you borrowed (VND 5 Million) and not on the amount approved (VND 10 Million)

    MoneyTap's personal line of credit is available to you for a lifetime. As long as you keep repaying the money you borrow, this credit line stays active. So, when you are in need of urgent cash, you can immediately use the money from this line of credit.

    Advantages of MoneyTap

    • Quick and easy online loan application
    • Online loan of up to VND 50 Million
    • Borrow money as little as VND 1,000,000
    • Flexible monthly instalment period from 2 to 36 months
    • Access to money is 24/7
    • No usage no interest
    • Best for financial emergencies
    • Stays with you for a lifetime

    Eligibility Criteria

    • Age: 20-60 years old
    • Minimum income: VND 3 Million
    • Required document: National ID (photos of the front and back mandatory)
  • 2. Tamo.vn

    Tamo.vn is an online platform offering consulting and financial solutions to its consumers. The advisory and financial connections are managed and implemented by SOFI Solutions. You can get an online loan of up to VND 5,000,000.

  • 3. Senmo

    Senmo offers access to online loans of up to VND 1 Million – VND 10 Million. You need to have a monthly income of VND 3 Million and the age between 22 to 60 years to be eligible to borrow money from Senmo.

  • 4. MoneyCat

    MoneyCat provides an easy and safe way to get financial help, 24/7. This online platform connects borrowers and lending partners to make the loan process smooth and fast. MoneyCat is a simple and quick way to receive a loan of up to VND 10 Million.

  • 5. OneClickMoney

    OneClickMoney is a 24/7 online financial consulting and solution platform that allows you to borrow money to meet your financial needs easily and quickly. It offers online personal loans from VND 1 Million to VND 10 Million.

  • 6. Vamo

    Vamo is an online lending platform that offers loans from VND 500,000 to VND 10 Million. This platform connects investors and borrowers, thus facilitating a smooth online loan process.

  • 7. Tima

    Tima is an online P2P lending marketplace. Founded in 2015, this platform offers unsecured personal loans, asset-backed loans, and student loans. The loan term is between 61-365 days.

  • 8. Home Credit

    Home Credit is a leading consumer finance company in Vietnam. It has three outstanding benefits for its consumers: convenient, fast, and friendly. It offers online instalments loans which you can use for anything.

  • 9. MCredit

    The MB Shinsei Finance Limited Liability Company (MCredit) is a joint venture between Military Commercial Joint Stock Bank (MB) and Shinsei Bank (Japan). With the focus on two main areas – cash loans and instalment loans – MCredit provides online loans to customers with modest incomes.

  • 10. Interloan

    Interloan is an online lending marketplace for payroll loans. The term of the loan is of up to 12 months. Employees can take loans as well as invest their money.

  • 11. TP Bank

    Founded in 2008, Tien Phong Commercial Joint Stock Bank (TP Bank) is on a mission to offer effective banking & finance solutions to its customers with a focus on the young and active customer segment. With its advanced technological infrastructure and specialized management, TP Bank offers secured and unsecured online loans in Vietnam.

  • 12. Doctor Dong

    Doctor Dong offers online loans between VND 500K – VND 10 Million. The loan process is fast and online. It provides a 0% interest rate for the first VND 4 Million loan amount.

  • 13. FE Credit

    FE Credit provides various types of personal loans, such as vehicle loans, cash loans, credit card loans, etc. Founded in 2010, FE Credit was primarily into offering these loans offline, but now it is slowly moving into an onòline model.

  • 14. VaytienAZ

    VaytienAZ is an online loan platform, where you can borrow up to VND 100,000,000 at an interest rate of 2.33% to 5% per month. The loan repayment term is between 90-365 days

  • 15. MSB

    With simple loan applications and attractive interest rates, MSB offers easy online loans of up to VND 500 Million. The loan term is up to 36 months.

  • 16. Jaccs

    JACCS International Vietnam Finance Company Limited (JIVF) is a member of the Japan Consumer Credit Group (JACCS), one of the oldest financial companies in Japan. It offers a variety of loans, such as personal loans, car loans, motorcycle loans, etc. to meet the financial needs of its customers.

  • 17. VietCredit

    VietCredit offers a line of credit in the form of a VietCredit Loan Card. You can borrow money from this card as and when you want. The interest is charged only on the amount borrowed and not on the loan amount approved. This card is accessible 24/7.

Getting a personal loan for your urgent financial needs was never as easy as it is now. Thanks to the emerging instant personal loan apps in Vietnam, it is now easy to get quick online loans to meet your urgent financial needs.

For a fast, easy, and secure online loan experience, get the MoneyTap app. Download it now!